Artistic Finance
Artistic Finance provides theatre makers with honest, no-pretension insights into managing money in the entertainment industry. Hosted by lighting designer Ethan Steimel, this podcast delves into the personal finance challenges and business realities of show business, offering candid advice and practical tools tailored to creatives working behind the scenes. https://www.artisticfinance.com/
Listen on:
Episodes
Sunday Jan 30, 2022
Sunday Jan 30, 2022
A guide on bond investing with Maithreyi Gopalakrishnan, CEO of LiquidiFi, the bond education app.
We discuss:
⭐️ Tax Advantages
⭐️ Government I-Bonds and EE Bonds
⭐️ Buying directly on TreasuryDirect.gov
⭐️ Tax saving with a 529 College Savings Plan
Bonds are part of the "Fixed Income" portion of a portfolio. They are stable and guaranteed, to bring balance to the volatile stocks portion of a portfolio.
What I learned about I-Bonds:
⭐️ Offer 7.12% return
⭐️ Keep up with inflation
⭐️ Must hold for one year
⭐️ Tax free for city and state
⭐️ Purchase at TreasuryDirect.gov
⭐️ $10,000 purchase limit each year
⭐️ Free to cash in forever starting on year 5
⭐️ 3 month interest penalty to sell between years 1 to 5
Thank you patrons for supporting the show! Find the outtakes with Maithreyi over on Patreon.
Maithreyi Contact Info:
https://www.linkedin.com/in/maithreyi-gopalakrishnan/
maithreyi@liquidificorp.com
LiquidiFi:
https://www.liquidificorp.com/
TreasuryDirect.gov:
https://www.treasurydirect.gov/indiv/indiv.htm
The rule of 110:
https://www.fool.com/investing/2021/06/22/is-the-rule-of-110-becoming-obsolete-for-retiremen/
Investopedia:
https://www.investopedia.com/terms/b/bond.asp
The Balance:
https://www.thebalance.com/introduction-to-fixed-income-securities-356072
Pimco:
https://www.pimco.com/en-us/bonds
Links from the patron only episode:
Patreon outtakes:
https://www.patreon.com/posts/61533270
Grandparents Purchasing Bonds for Grandchildren:
https://finance.zacks.com/can-grandparents-buy-ee-savings-bonds-grandchilds-education-6401.html
Interview by Ethan Steimel
Become a patron:
www.patreon.com/artisticfinance www.artisticfinance.com
Tuesday Jan 25, 2022
Tuesday Jan 25, 2022
Introduction to The Bitcoin White Paper by Satoshi Nakamoto.
What is The White Paper? A short document explaining how Bitcoin works and why is is needed.
The actual title of the paper is Bitcoin: A Peer-to-Peer Electronic Cash System.
Full version:
https://www.patreon.com/posts/52486337
Link to original White Paper:
https://bitcoin.org/bitcoin.pdf
Narrated by Ethan Steimel
Become a patron:
www.patreon.com/artisticfinance www.artisticfinance.com
Sunday Jan 23, 2022
Sunday Jan 23, 2022
Crypto expert Najah Roberts educates us on cryptocurrency.
MORE than enough education to get you started!
⭐️ How to purchase and when to buy.
⭐️ Bitcoin is the ONLY crypto to invest in.
⭐️ What financial advisors say about bitcoin.
⭐️ Artistic Finance is a sitting duck for hackers.
⭐️ How Artistic Finance must protect its 0.01682 bitcoin.
Listen on any podcast app - search Artistic Finance.
Takeways:
⭐️ Invest in Bitcoin
⭐️ Dollar cost average your way in (stack)
⭐️ Buy the current dip (44,000 a coin at the time of recording)
⭐️ Buy before 2024 when coins will become more scarce
⭐️ Put crypto in a wallet and keep your key in a safe place.
The White Paper Audiobook:
https://www.patreon.com/posts/52486337/
Coinbase Referral:
https://www.coinbase.com/join/steime_0
Cash App Referral:
Code - TGKCFZM
https://cash.app/app/TGKCFZM
Bitcoin Adoption Curve
$150 is "one human's worth."
Ethan said $43 during the episode:
https://www.theinvestorspodcast.com/bitcoin-fundamentals/bitcoin-adoption-curve-w-croesus/
Bitcoin Wallets
Najah says don't leave the crypto on the exchange:
https://www.softwaretestinghelp.com/bitcoin-hardware-wallet/
Bitcoin Exchanges:
https://www.investopedia.com/best-crypto-exchanges-5071855
The Black Wall Street - App:
https://theblackwallstreet.com/
Bitcoin explainer videos by Najah:
https://theblackwallstreet.com/video-gallery/
The White Paper Audiobook:
https://www.patreon.com/posts/52486337
Interview by Ethan Steimel
Become a patron:
www.patreon.com/artisticfinance www.artisticfinance.com
Sunday Jan 16, 2022
Sunday Jan 16, 2022
Learn the financial steps that Dave Ramsey recommends. We're joined by Greg Ludlow, who has learned the lessons of Financial Peace University, put them in practice, and subsequently has led the course.
We discuss:
⭐️ Emergency funds
⭐️ Envelope budgeting
⭐️ Snowball debt payoff
⭐️ Seven financial baby steps
Baby Steps:
⭐️ 1 Save a small emergency fund ($1,000)
⭐️ 2 Pay off all debt except your home
⭐️ 3 Save three to six months of living expenses in an emergency fund
⭐️ 4 Save for retirement (15%)
⭐️ 5 Save for children's college
⭐️ 6 Pay off your mortgage
⭐️ 7 Build wealth to live and give like no one else
Resources:
Greg Ludlow:
https://www.linkedin.com/in/greg-ludlow-a8870967/
Investment Calculator:
https://www.ramseysolutions.com/retirement/investment-calculator
How To Budget:
https://www.ramseysolutions.com/budgeting/how-to-budget
The Baby Steps:
https://tinyurl.com/yh5t8he4
Investing Philosophy:
https://www.ramseysolutions.com/retirement/daves-investing-philosophy
Miata Edoga - actor and financial coach:
https://www.youtube.com/watch?v=-kyA9xdZbDI&ab_channel=ArtisticFinance
David Martin Jacques - lighting designer:
https://www.youtube.com/watch?v=5Hrl05CBZxc&ab_channel=ArtisticFinance
Patron only episode:
Alternate View on the Dave Ramsey Method:
https://www.fool.com/the-ascent/personal-finance/articles/4-things-dave-ramsey-is-dead-wrong-about/
Total Money Makeover:
https://www.ramseysolutions.com/store/books/the-total-money-makeover-by-dave-ramsey
...
Interview by Ethan Steimel
Become a patron:
www.patreon.com/artisticfinance www.artisticfinance.com
Sunday Jan 09, 2022
Sunday Jan 09, 2022
Ghost writer JW joins Ethan to discuss her writing experience from academic papers to trashy romance novels.
The discussion includes:
⭐️ Pay rates
⭐️ Types of jobs
⭐️ How to find writing jobs
JW's work includes:
⭐️ Lyrics
⭐️ Grants
⭐️ Political articles
⭐️ Product reviews
⭐️ Website content
⭐️ Academic papers
⭐️ Trashy romance novels
Links:
How To Become A Ghost Writer:
https://ptmoney.com/become-ghostwriter/
Upwork - Writing Jobs:
https://www.upwork.com/cat/writing-translation
Pro Blogger - Writing Jobs:
https://problogger.com/jobs/
2022 Projected Budget: https://www.patreon.com/posts/60706331 2021 Budget - Artistic Finance: https://www.patreon.com/posts/60704534 2020 Budget - Artistic Finance: https://www.patreon.com/posts/60693785
Myers Briggs Personality Types:
http://www.humanmetrics.com/personality/type
INFJ - the advocate:
http://www.humanmetrics.com/personality/infj
Link from the patreon episode:
INFP - the healer:
http://www.humanmetrics.com/personality/infp
...
Interview by Ethan Steimel
Become a patron:
www.patreon.com/artisticfinance www.artisticfinance.com
Sunday Jan 02, 2022
Sunday Jan 02, 2022
An interview with talk show host and producer Rye Myers.
We discuss:
⭐️ Hiring a career coach
⭐️ Using a part time assistant
⭐️ Producing a one night cabaret
⭐️ Forming an entertainment LLC in New York
My takeaways:
⭐️ Life is easier with an accountant
⭐️ You can open an LLC on your own
⭐️ Paying for coaching and assistance is necessary to grow
⭐️ A one night cabaret, that pays all participants, can be produced for 2,000 or less
Rye Myers is a talk show Host, Producer, and “Your Broadway & Entertainment BFF!”. Rye has produced and hosted numerous video interviews, red carpet coverage, and cabarets.
He is the Host and Exec Producer of Live with Rye & Friends on Broadway; the popular FREE Broadway-themed variety talk show at BAR 9 on Thursdays at 7:30 pm.
Be sure to follow @rye_myers on Instagram, Twitter, and TikTok.
Links:
Rye The News Guy - Live Show at Bar 9:
https://www.ryethenewsguy.com/ryeandfriends
Trudy Durant - accountants for Artists in NYC:
https://tcdurant.com/home.aspx
Broadway / Creatives Career Coach - Bret Shuford:
https://www.bretshuford.com/creative-life-coach
Taxes with Cory Pattak: https://www.artisticfinance.com/episode/HKLbObYHgxjuVHfSKva9
Opening an LLC in NY:
https://dos.ny.gov/forming-limited-liability-company-new-york
Virtual or In Person Assistants:
https://www.fiverr.com/
...
Interview by Ethan Steimel
Become a patron:
www.patreon.com/artisticfinance www.artisticfinance.com
Sunday Dec 26, 2021
Sunday Dec 26, 2021
Our last episode of 2021. It's a solo show where I talk through what I've learned about tipping during the holidays.
I discuss:
⭐️ The origins of Santa Con
⭐️ Artistic Finance milestones of 2022
⭐️ A shout out to side hustlers and sex workers
⭐️ What to tip mail carriers, doormen, supers, and maintenance staff
There's a surprise guest halfway through!
Holiday Tipping Guide:
https://www.care.com/c/the-carecom-holiday-tipping-guide/
Bolt Leatherworks by Oeghan Hartley (first name pronounced like Owen):
https://www.etsy.com/shop/boltleathercraft/
Eco Friendly Wood Work by Josh Warner:
https://www.etsy.com/shop/joshuawarnerdesign/
SantaCon:
https://en.wikipedia.org/wiki/SantaCon
Marc Santos - Episode on Credit Cards:
https://www.artisticfinance.com/episode/nLk98PU9fuN6iQn6VUp0/Credit-Card-Advantages-with-Marc-Santos
Seesaw - super listeners vote here!
https://www.broadwayworld.com/off-broadway/liveupdateregion.cfm?btype=7590®ion=Off-Broadway
...
Interview by Ethan Steimel
Become a patron:
www.patreon.com/artisticfinance www.artisticfinance.com
Sunday Dec 19, 2021
Sunday Dec 19, 2021
A discussion of NFTs and the metaverse with Bob Bonniol, founder of production company MODE Studios and its hybrid event company META Mode.
We discuss:
⭐️ Bob's opera NFT
⭐️ NFTs are currently being used
⭐️ How NFTs will be used in live events and theater
⭐️ Metaverse - how it's working and where it's headed
⭐️ An actionable challenge to me and you to create an NFT
Bob Bonniol is an Emmy Award winning Director, Production Designer, and Producer. He is known for his implementation of extensive media and interactive features in his productions and installations.
If any terms are unfamiliar, listen to our previous episode - NFTs for Newbies:
https://www.artisticfinance.com/episode/JPqWhhMiFcFSHNr6lfkB/NFTs-for-Newbies-with-Heather-Parady
Bob Bonniol:
https://bonniol.com/
"Into the Metaverse" - keynote at LDI:
https://vimeo.com/649711997
MODE Studios:
https://modestudios.agency/
Tezos - Lower Fee NFT platform:
https://tezos.com/
Solana - More environmentally friendly NFT platform:
https://solana.com/
Gypsy:
https://en.wikipedia.org/wiki/Gypsy_(musical)
Links from the Patreon only episode:
Safety Tips for Digital Wallets:
https://www.bannerbank.com/financial-resources/blog/understanding-digital-wallets#.Yb917RPMJ-U
Super Listeners - Vote here (for SEESAW):
https://www.broadwayworld.com/off-broadway/voteregion.cfm
...
Interview by Ethan Steimel
Become a patron:
www.patreon.com/artisticfinance www.artisticfinance.com
Sunday Dec 12, 2021
Sunday Dec 12, 2021
NFTs explained by the host of NFTs for Newbies, Heather Parady.
The show includes:
⭐️ NFT vocabulary
⭐️ What to do with them
⭐️ How to buy and sell them
Heather brings up a point at the end about how leaders are needed in the NFT space.
Today’s conversation will show you that going from novice to expert can happen just by asking questions, letting those answers fuel more questions, and getting involved in the space.
The first 20 minutes of this episode is the vocabulary fire round. If you know a bit about NFTs and crypto, feel free to skip it. If you don’t know what Fungible, Web 3.0, or HODL mean, then listen to Heather’s super simple explanations.
Heather is a mental health therapist turned online entrepreneur where she helps outside the box leaders bring their services online in order to scale their impact. She is the host of three podcasts, Unconventional Leaders, Happy Brain, and NFTs for Newbies. She has been featured in Forbes, Pop-Sugar, and most importantly the front of her mom’s refrigerator.
NFTs for Newbies:
https://podcasts.apple.com/us/podcast/nfts-for-newbies/id1581483443
NFT definition:
https://en.wikipedia.org/wiki/Non-fungible_token
Super Listeners - Vote here (for SEESAW):
https://www.broadwayworld.com/off-broadway/voteregion.cfm
...
Interview by Ethan Steimel
Become a patron:
www.patreon.com/artisticfinance www.artisticfinance.com
Sunday Dec 05, 2021
Sunday Dec 05, 2021
Can you ethically invest in the stock market?
Investopedia reports that the top 100 socially responsible ETFs hold $30 BILLION in assets. A large portion of those holdings are with MILLENNIAL investors.
My guest is lighting director, programmer, and the design rep for Ayrton lighting, Chris Lose.
Chris explains
⭐️ Why he invests ethically
⭐️ How he invests (hint: a broker)
⭐️ What ticker he uses to track investments (hint: VEGN)
We also discuss
⭐️ Small steps gain momentum
⭐️ Specifically regarding charity
⭐️ Small $$$ can create BIG impact
Chris Lose is the Designer Relations Developer for Ayrton Lighting, international touring lighting director, programmer and columnist who has dedicated his life to solving problems through pragmatic decision making and calming techniques. He strives to invoke relationships and emotion through color, atmosphere, and beauty.
Chris’s most recent projects include Expo 2020, Hall & Oates, Nicki Minaj, Fleetwood Mac, Don Henley, Calvin Harris, and Corporate Events around the globe. You can find him at www.q3lv.com
Top of show ETF tickers:
IVV - S&P 500
DAPP - Cryptocurrency | VanEck Digital Transformation ETC
SUSA - ESG Fund | iShares MSCI ESG ETF
What Is Ethical Investing and How Do You Do It? - Alana Benson:
https://www.nerdwallet.com/article/investing/ethical-investing
Best ESG Funds: High-Rated and Low-Cost Options - Alana Benson:
https://www.nerdwallet.com/article/investing/best-esg-funds
MSCI ESG ratings:
https://www.msci.com/our-solutions/esg-investing/esg-ratings
Compound Interest with Paddy Hirsch - Episode 53:
https://www.artisticfinance.com/episode/DuW0LZ00yYMPsqiwFKyH/Compound-Interest-with-Paddy-Hirsch
LinkedIn for Artists with Dawn Chiang - Episode 74:
https://www.artisticfinance.com/episode/mdlEKmyKcDXevmphIQg8/LinkedIn-for-Artists-with-Dawn-Chiang
Beyond Investing:
https://beyondinvesting.com/our-approach/
Claire Smith:
https://tinyurl.com/2fsbef8r
Jacey Cosentino - Broker and Saint of the Investing World:
https://www.linkedin.com/in/jaceyjcosentino/
Effective Altruism - Peter Singer:
https://www.effectivealtruism.org/peter-singer-ted/
Rich Dad, Poor Dad - Audiobook:
https://www.youtube.com/watch?v=gliZHyovI7c&ab_channel=ThomasBennett
How To Win Friends and Influence People:
https://www.youtube.com/watch?v=YKAfKprBXQc&ab_channel=AudiobooksForFree
Vegan Scale Factsheet:
https://veganetf.com/wp-content/uploads/2021/10/VEGN-factsheet-Sep-2021.pdf
Kiva - Microlending Platform:
https://www.kiva.org/invitedby/ethan5794
Ethan & Chris's team is:
(A+) Atheists, Agnostics, Skeptics, Freethinkers, Secular Humanists, and the Non-Religious.
Super Listeners - Vote here (for SEESAW):
https://www.broadwayworld.com/off-broadway/voteregion.cfm
...
Interview by Ethan Steimel
Become a patron:
www.patreon.com/artisticfinance www.artisticfinance.com