Artistic Finance

100: Be Your Own Financial Advocate with Carl Faber

PLEASE TAKE OUR LISTENER SURVEY - BY JUNE 10:
https://forms.gle/utJU1SAZsNY782XK6
 
How to advocate for your own financial wellness with freelance theatre designer Carl Faber.
 
Topics:
⭐️ Include a cover page in your will
⭐️ Financial plans are not intimidating
⭐️ Easy way to get a picture of your finances
⭐️ Ethan learns something new about ROTH IRAs
 
We revisit past topics:
⭐️ I-Bonds yielding 10%
⭐️ Dave Ramsey is the Dunkin' of finance
⭐️ LinkedIn for entertainment professionals
 
THANK YOU, PATRONS!
 
Because of your support, Artistic Finance has provided 100% FREE resources.
 
⭐️ 125+ hours of content
⭐️ Helped artists with taxes, IRAs, & investing
⭐️ Given $1,000+ to artists and arts organizations
 
Access the bonus episode at:
https://www.patreon.com/posts/100-be-your-own-66291238 
 
Bonus Episode Topics:
⭐️ Bonds
⭐️ Reverse budgeting
⭐️ Advice for young theatre designers
 
Takeaways from the episode:
⭐️ PersonalCapital.com is an easy and free to see your financial picture
⭐️  Add a letter of instruction to your will
⭐️ Financial plans can be easy - your financial life is also your life.
⭐️ ROTH IRA matching can incentivize young people to start investing
 
Carl’s Website:
https://carlfaber.com/
 
Carl’s LinkedIn:
https://www.linkedin.com/in/carlfaber/
 
Carl’s Used EV Article:
https://typefully.com/cxfaber/UOp2kz6
 
Personal Capital - free personal finance website - like Mint but more customizable:
​​https://www.personalcapital.com/
 
Using HELOC as Emergency Fund:
https://www.mrmoneymustache.com/2011/04/22/springy-debt-instead-of-a-cash-cushion/
 
“My Friends” by Taro Gomi:
https://www.betterworldbooks.com/product/detail/9780811812375
 
Recommended:
Bogleheads Forum: https://www.bogleheads.org/forum/index.php
Knowledge Project Podcast: https://fs.blog/knowledge-project-podcast/
Just Enjoy It While You Can: https://eringloriaryan.bulletin.com
 
Past Episodes:
 
LinkedIn:
https://www.artisticfinance.com/episode/mdlEKmyKcDXevmphIQg8/LinkedIn-for-Artists-with-Dawn-Chiang
 
Dave Ramsey:
https://www.artisticfinance.com/episode/iORe0bxkXkq2bLq3MWgX/Dave-Ramsey-Financial-Advice-with-Greg-Ludlow
 
Bonds Investing:
https://www.artisticfinance.com/episode/Ls2svcghok0FemQVcNBp/Bond-Investing-with-Maithreyi-Gopalakrishnan
 
Credit Cards 1:
https://www.artisticfinance.com/episode/sHzGdIBq188DTPlNpJuq/Credit-Card-Debt-with-Joe-Longthorne
 
Credit Cards 2:
https://www.artisticfinance.com/episode/q4rn0omyiRhlNCPQATcs/Credit-Card-Habits-with-Tony-Johnson
 
Credit Cards 3:
https://www.artisticfinance.com/episode/nLk98PU9fuN6iQn6VUp0/Credit-Card-Advantages-with-Marc-Santos

99: Credit Card Rewards with John Adcox

Learn how to maximize your credit card points with financial analyst John Adcox.
 
Topics:
⭐️ How to transfer points
⭐️ Loyalty to a brand is beneficial
⭐️ Evaluating the annual fee versus the benefits
⭐️ Maximize earnings - always earn more than 1%
⭐️ Buying gift cards if they yield higher than the product
⭐️ Maximizing spending - transfer points to other rewards programs
⭐️ Transfer statuses between programs, even if points don’t transfer
 
Takeaways:
⭐️ Transfering is easy and happens online
⭐️ A $550 annual fee can easily be worth it
⭐️ Credit card rewards can be used responsibly
⭐️ Using points for travel is way better than cash back
⭐️ Any lifestyle can take advantage of credit card points
 
Bonus Episode - Worst Travel Story Ever:
https://www.patreon.com/posts/99-credit-card-66210669
 
John Adcox:
@pitcher_perfect_travel on Instagram
https://www.instagram.com/pitcher_perfect_travel/
 
Travel Rewards Guide - link from Carl Faber:
https://www.choosefi.com/travel-rewards-101-ultimate-guide-to-travel-rewards-part-1/
 
Company we used for traveling to the Galapagos:
https://www.adventuresmithexplorations.com/
 
Previous Credit Card Episodes:
 
Credit Card Advantages - with Marc Santos:
https://www.artisticfinance.com/episode/nLk98PU9fuN6iQn6VUp0/Credit-Card-Advantages-with-Marc-Santos
 
Credit Card Habits - with Tony Johnson:
https://www.artisticfinance.com/episode/q4rn0omyiRhlNCPQATcs/Credit-Card-Habits-with-Tony-Johnson
 
Credit Card Debt - with Joe Longthorne:
https://www.artisticfinance.com/episode/sHzGdIBq188DTPlNpJuq/Credit-Card-Debt-with-Joe-Longthorne
 
Link From The Bonus Episode:
 
Aryn Adcox:
@arynadcox on Instagram
https://www.instagram.com/arynadcox/
Become a patron:
www.patreon.com/artisticfinance
 
Interview by Nicole Steimel, Ethan Steimel

98: Can Anybody Beat the Market? - Q4 Update of the Artistic Finance 6k

A year end review of the Artistic Finance 6k--our $6,000 investment. We’ve gathered a bond investment CEO, a data analyst, and two lighting designers to compare how our investments compare to the market (aka the S&P 500).
 
We discuss:
⭐️ The current shaky market
⭐️ Holding investments for a year
⭐️ Next steps for this investment experiment
 
 
Takeaways:
⭐️ Ethan is going to HOLD all investments
⭐️ Ethan needs to reinvest the $56 REIT dividends
⭐️ We will have 3 other investments to track - one is I-Bonds
⭐️ All guests are roughly mid 30s. Thoughts might be different if we were mid 20s or mid 60s.
 
The Artistic Finance Investment Strategy:
⭐️ Half high risk
⭐️ Half dividends
⭐️ Money that can be lost
⭐️ Diversified asset classes
⭐️ Only sell one year and one day after purchase
⭐️ Choose based on what smarter investors are choosing
 
Our superstar guest panel is:
 
⭐️ Maithreyi Gopalakrishnan, CEO of LidquidiFi
 
⭐️ Ebony Madry, lighting designer and project manager
 
⭐️ Katie Buhrman, a leader in data and analytics
 
Maithreyi Gopalakrishnan - CEO of LiquidiFi:
https://www.linkedin.com/in/maithreyi-gopalakrishnan/
maithreyi@liquidificorp.com
 
Ebony Madry - Lighting Designer & Project Manager:
@ebmadry on Instagram
https://www.ebmadry.com/
 
Katie Buhrman - Data Analyst:
@ktbuhr on Instagram
https://www.linkedin.com/in/katherinebuhrman/
https://brokercheck.finra.org/individual/summary/6520240
 
Ethan Steimel - Lighting Designer:
@artisticfinance on Instagram
https://www.linkedin.com/in/ethansteimel/
 
Previous Episodes of Interest:
 
Cryptocurrency with Najah Roberts:
https://www.artisticfinance.com/episode/JM5QCXLUhsqOfRDC8Dd2/Cryptocurrency-Bitcoin-with-Najah-Roberts
 
Bond Investing - aka I-Bonds - with Maithreyi Gopalakrishnan:
https://www.artisticfinance.com/episode/Ls2svcghok0FemQVcNBp/Bond-Investing-with-Maithreyi-Gopalakrishnan
 
Wine Investing with Anthony Zhang:
https://www.artisticfinance.com/episode/G7sKrzcmEwJeor6iAy4t/Wine-Investing-with-Anthony-Zhang
 
Affiliate links:
M1 Finance - Good for Long Term / Buy and Hold Investors - I don't think there is a sign up incentive:
m1finance.8bxp97.net/XxYPZg
 
Coinbase - Cryptocurrency Exchange - $10 of Bitcoin:
https://www.coinbase.com/join/steime_0
 
Vinovest - Wine Investing - 3 months of free wine storage:
https://app.vinovest.co?grsf=2p0wk3
 
Robinhood - Stock Trading - Intuitive and easy to use - Free Stock On Signup:
https://join.robinhood.com/ethans21
 
We Bull - Free Stock Trading - Design for Traders - I find it difficult to navigate - 5 Free Stocks on Signup:
https://act.webull.com/pm/do1QnByzkAhA/a3j/inviteUs/main
 
ETF - the S&P 500 index fund we hold:
IVV - iShares Core S&P 500
 
Stocks:
VST - Vistra Corp
LAC - Lithium Americas
TAP - Molson Coors Beverage (owners of Blue Moon)
SKLZ- Skillz
 
Cryptocurrency:
Bitcoin
 
Wine:
We own one case through Vinovest
Vinovest
 
Real Estate - REITS:
UBA - Urstadt Biddle Properties
SRG - Seritage Growth Properties
VICI - Experiential Real Estate - Previously MGM Properties
STAG - STAG Industrial
 
Art:
Bret Slater - Artist
https://www.bretslater.com/
 
Photos of the Painting:
https://www.patreon.com/posts/64295618
 
Full story of commissioning the piece - only accessible to patrons:
https://www.patreon.com/posts/61516832
 
Ian Dunlap - The Investor Ethan follows:
https://linktr.ee/themasterinvestor
 
...
Become a patron:
www.patreon.com/artisticfinance
 
Interview by Ethan Steimel
 

97: Dance In Public Spaces - Coast To Coast with Melissa Riker

Choreographer Melissa Riker joins the show to discuss running a non profit dance company in Seattle and New York City. 
 
Topics:
⭐️ Melissa's IRS audit
⭐️ Paying dancers 1099 or W2
⭐️ Writing and applying for grants
⭐️ Financially responsible. Artistically wild.
⭐️ Cost of public permits versus renting a venue
⭐️ Arts grants via city funding and federal funding
⭐️ To become a non profit or partner with a fiscal sponsor
 
In the bonus episode:
⭐️ Paying freelancers in a timely manner
 
Bonus Episode:
https://www.patreon.com/posts/65884179
 
Kinesis Project Dance Theatre:
https://www.kinesisproject.com/
 
Melissa Riker:
https://www.linkedin.com/in/mriker/
 
Zoe | Juniper:
https://zoejuniper.org/
 
Celeste Cooning - Visual Artist:
https://www.celestecooning.com/
 
Netta Yerushalmy - Choreographer:
https://www.nettay.com/
 
Fractured Atlas - Fiscal Sponsor:
https://www.fracturedatlas.org/fiscal-sponsorship
 
The Field - Fiscal Sponsor:
https://www.thefield.org/fiscal-sponsorship-for-artists/
 
Broadway Grosses:
https://www.broadwayworld.com/grosses.cfm
 
Bond Investing:
https://www.artisticfinance.com/episode/Ls2svcghok0FemQVcNBp/Bond-Investing-with-Maithreyi-Gopalakrishnan
 
Caite Henver - Projection Design of Kristina Wong, Sweatshop Overlord:
https://www.artisticfinance.com/episode/aPgbdZm90cIzyISPGXvN/Caite-Hevner-Projection-Designer
 
Lap Chi Chu - Lighting Designer of Morning Sun:
https://www.artisticfinance.com/episode/a28i0vVANKirBQ1nR324/Lap-Chi-Chu-Lighting-Designer
 
Patreon - Kinesis Project:
https://www.patreon.com/kinesisproject
 
Links from the patron bonus episode:
 
Brooklyn Navy Yard
https://brooklynnavyyard.org/
 
Interview by Ethan Steimel
 Become a patron:
www.patreon.com/artisticfinance www.artisticfinance.com

96: How Much To Pay To File Taxes - How Much Is Too Much?

How much do people pay to have their taxes filed? I asked my friends and share the results.
 
Topics:
⭐️ How much tax software costs
⭐️ The new IRS mobile app - IRS2Go
⭐️ How many freelancers file for themselves
⭐️ How much people pay an accountant to have taxes filed
 
We are joined by special guest Mike Farmer of 4 Wall Entertainment. He files his own taxes and explains how he does it.
 
Takeaways:
⭐️ Lots of freelancers file for themselves. You can too!
⭐️ FreeTaxUSA seems to be the lowest cost filing software
 
Poll Results:
https://www.patreon.com/posts/how-much-do-you-65279692?utm_medium=clipboard_copy&utm_source=copy_to_clipboard&utm_campaign=postshare
 
Become a patron:
https://www.patreon.com/artisticfinance
 
Free Tax USA - Low Cost Tax Filing Software:
https://www.freetaxusa.com/
 
Tax Act - Low Cost Tax Filing Software:
https://www.taxact.com/
 
Lalaj Group CPA - Ethan and Nicole’s accountant:
https://lalajcpagroup.com/
 
Trudy Durant - NYC Accountants for Artists:
https://tcdurant.com/
 
The Associates - NYC Accountants for Artists:
https://www.theassociatestax.com/
 
Turbo Tax:
https://turbotax.intuit.com/
 
H&R Block:
https://www.hrblock.com/
 
IRS2Go - The App:
https://www.irs.gov/newsroom/irs2goapp
 
Mike Farmer - 4 Wall Entertainment:
https://www.linkedin.com/in/mike-farmer-a0531243/
 
Sound Designer Cricket Myers on Artistic Finance:
https://www.artisticfinance.com/episode/GLxanH5BbCvfUEoPQURz
 
Actor Ariel Estrada on Artistic Finance:
https://www.artisticfinance.com/episode/m5iv7d8mH6QQwJgeYXcn/Ariel-Estrada-Actor-Producer-Arts-Activist

95: Why I’ll Never Make It with Actor Patrick Oliver Jones

Actor Patrick Oliver Jones discusses managing finances a freelancer actor for the past thirty years. 
 
Topics:
⭐️ Filing your own taxes
⭐️ The annual limits to ROTH IRAs
⭐️ The Actor’s Equity’s pension and 401k
⭐️ Opening of an LLC as an actor and creative
⭐️ Co-signing loans with your special someone
 
We also talk about:
⭐️ If Patrick turned a profit on his recent cabaret
⭐️ Patrick's unique job at the Tonight Show with Jimmy Fallon
 
Thank you patreon Patrons for putting your money to create this content. ⭐️
 
Become a patron:
https://www.patreon.com/artisticfinance
 
Why I'll Never Make It:
https://whyillnevermakeit.com/
 
Patrick Oliver Jones:
https://www.pojones.com/
 
Patrick's HIGH INTEREST credit union:
https://www.myconsumers.org/bank/accounts/free-rewards-checking
 
Suze Orman - Financial Advice:
http://www.suzeorman.com/
 
Clark Howard - Financial Advice:
https://clark.com/
 
 

94: Financial Wellness with Rebecca Selkowe and Patrick Oliver Jones

Actor Patrick Oliver Jones interviews Rebecca Selkowe, head of the financial wellness program at The Actors Fund. Today's show is a collaboration with Patrick's podcast Why I'll Never Make It. 
 
The discussion includes:
⭐️ Good debt and bad debt
⭐️ Creating a wealth building fund 
⭐️ Budgeting with fluctuating income
⭐️ The Marie Kondo method to cut expenses
⭐️ Spending money for professional development
 
Patreon Outtakes:
https://www.patreon.com/posts/64668646
 
Unabridged Interview:
https://www.patreon.com/posts/full-interview-64669431?utm_medium=clipboard_copy&utm_source=copy_to_clipboard&utm_campaign=postshare
 
Patrick's Second Interview with Rebecca:
https://www.podbean.com/media/share/pb-umy4a-d971c3?utm_campaign=w_share_ep&utm_medium=dlink&utm_source=w_share
 
The Actor's Fund - Financial Wellness:
https://actorsfund.org/services-and-programs/financial-wellness
 
Rebecca Selkowe:
https://www.rebeccaeve.com/about
 
Why I'll Never Make It:
https://whyillnevermakeit.com/
 
Patrick Oliver Jones:
https://www.pojones.com/
 
Patrick's HIGH INTEREST credit union:
https://www.myconsumers.org/bank/accounts/free-rewards-checking
Good Budget - Budget App:https://goodbudget.com/ 
 
Mint - Budget App:
https://mint.intuit.com/
 
Suze Orman - Financial Advice:
http://www.suzeorman.com/
 
Clark Howard - Financial Advice:
https://clark.com/
 

93: Caite Hevner - Projection Designer

Broadway projection designer Caite Hevner chats finances as a freelancer and owner of a design studio.
 
We discuss:
⭐️ A huge tip for anyone opening a retirement account
⭐️ Decoupling money from YOU and tying it instead to the job
⭐️ Putting design studio employees on PAYROLL instead of paying them as CONTRACTORS
 
Caite Hevner:
https://caitedesign.com/scenicdesign
 
Bret Slater Art - Full Story
https://www.patreon.com/posts/bret-slater-af-61516832?utm_medium=clipboard_copy&utm_source=copy_to_clipboard&utm_campaign=postshare
 
Bret Slater - Photos Only:
https://www.patreon.com/posts/bret-slater-only-64295618?utm_medium=clipboard_copy&utm_source=copy_to_clipboard&utm_campaign=postshare
 
Become a patron:
https://linktr.ee/artisticfinance
 
The Associates - tax accountants - Caite works with Lorraine & Doreen:
https://www.theassociatestax.com/
 
Wave - financial software for small business:
https://www.waveapps.com/
 
Gusto - financial software or small business:
https://gusto.com/
 
Interview by Ethan Steimel
 Become a patron:
www.patreon.com/artisticfinance

92: Stafford Arima - Broadway Director

Broadway director Stafford Arima joins us to discuss how he has managed his finances as a freelance director in New York City. 
 
We discuss:
⭐️ Moving from Canada to be resident director of Broadway’s Ragtime
⭐️ How much he socked away for retirement during his 20 years freelancing
⭐️ His newest job as an artistic director of Theatre Calgary which was his first full time job, which he took when he was in his late forties
⭐️ Stafford talks about his parent’s relationship with gambling and the death of his uncle that shaped his perspective on money
⭐️ The show starts with Stafford raving about his SUPERSTAR design team of Bhangin' It at La Jolla Playhouse
 
The outtakes include a chat about Allegiance on Broadway, which Stafford directed. The show starred George Takei, Lea Salonga, and Telly Leung.
 
Outtakes:
https://www.patreon.com/posts/92-stafford-64043536?utm_medium=clipboard_copy&utm_source=copy_to_clipboard&utm_campaign=postshare
 
Stafford’s Website:
http://www.staffordarima.com/index.html
 
Theatre Calgary:
https://theatrecalgary.com/
 
Bhangin’ It: A Bangin’ New Musical:
https://www.broadwayworld.com/article/La-Jolla-Playhouse-Announces-Creative-Team-for-BHANGIN-IT-A-BANGIN-NEW-MUSICAL-20211220
 
Become a patron:
https://linktr.ee/artisticfinance
 
Interview by Ethan Steimel

91: Fossil Fuel Free Investing with Alex Wright-Gladstein

How to fight climate change using retirement funds with Alex Wright-Gladstein, creator of SPFFX, a mutual fund that mirrors the S&P 500 Index without investing in fossil fuels.
 
NOTE: None of this is financial advice nor are we financial advisors!
 
We discuss:
⭐️ Where to invest fossil-fuel-free
⭐️ SPFFX expected returns and expense ratios
⭐️ How to fight climate change using retirement funds
⭐️ How to ask your 401k provider to provide a fossil fuel free option within your retirement plan
 
Become a patron!
https://linktr.ee/artisticfinance
 
Sphere: 
https://www.oursphere.org/
 
Fossil Free Funds - Non Profit by As You Sow:
https://fossilfreefunds.org/
 
How Your Retirement Fund May Be Supporting Russia's War In Ukraine:
https://medium.com/@ga1ex/how-your-retirement-fund-may-be-supporting-russias-war-in-ukraine-dabd7d5118c5
 
Is Climate Change A Touchy Subject Around Your Thanksgiving Table:
https://medium.com/@ga1ex/is-climate-change-a-touchy-subject-around-your-thanksgiving-table-here-are-some-pointers-to-help-7e21acba4341
 
Alex Wright-Gladstein on LinkedIn:
https://www.linkedin.com/in/alexwrightgladstein/
 
Episode with David Martin Jacques:
https://www.artisticfinance.com/episode/O3a50geiwtSl8721XTMF/Diversify-with-David-Jacques
 
Ethical Investing Episode with Chris Lose:
https://www.artisticfinance.com/episode/axDYFWfytfnYqcp5W53Q/Ethical-Investing-with-Chris-Lose
 
Elena Notkina - Russian Dancer:
https://www.artisticfinance.com/episode/WuzWj66NREiKwHKhsH0M/Elena-Notkina-Choreographer
 
Daria Vergizova - Russian Choreographer:
https://www.artisticfinance.com/episode/bzQys2Hka73gUHclofSo/-Daria-Vergizova-Choreographer
 
M1 Finance - Sign up with our affiliate link:
https://m1.com/?affiliateCode=38CySeWQVxyIR9SVoUwu6Q2UUkGThrxgE1JnxQ0&utm_source=2762113&utm_medium=referral&utm_campaign=10646&utm_term=38CySeWQVxyIR9SVoUwu6Q2UUkGThrxgE1JnxQ0&utm_content=Online%20Tracking%20Link&irgwc=1
 
Interview by Ethan Steimel