86: Bond Investing with Maithreyi Gopalakrishnan

A guide on bond investing with Maithreyi Gopalakrishnan, CEO of LiquidiFi, the bond education app. 

 

We discuss:

⭐️ Tax Advantages

⭐️ Government I-Bonds and EE Bonds

⭐️ Buying directly on TreasuryDirect.gov

⭐️ Tax saving with a 529 College Savings Plan

 

Bonds are part of the "Fixed Income" portion of a portfolio. They are stable and guaranteed, to bring balance to the volatile stocks  portion of a portfolio.

 

What I learned about I-Bonds:

⭐️ Offer 7.12% return

⭐️ Keep up with inflation

⭐️ Must hold for one year

⭐️ Tax free for city and state

⭐️ Purchase at TreasuryDirect.gov

⭐️ $10,000 purchase limit each year

⭐️ Free to cash in forever starting on year 5

⭐️ 3 month interest penalty to sell between years 1 to 5

 

Thank you patrons for supporting the show! Find the outtakes with Maithreyi over on Patreon.

 

Maithreyi Contact Info:

https://www.linkedin.com/in/maithreyi-gopalakrishnan/

maithreyi@liquidificorp.com

 

LiquidiFi:

https://www.liquidificorp.com/

 

TreasuryDirect.gov:

https://www.treasurydirect.gov/indiv/indiv.htm

 

The rule of 110:

https://www.fool.com/investing/2021/06/22/is-the-rule-of-110-becoming-obsolete-for-retiremen/

 

Investopedia:

https://www.investopedia.com/terms/b/bond.asp

 

The Balance:

https://www.thebalance.com/introduction-to-fixed-income-securities-356072

 

Pimco:

https://www.pimco.com/en-us/bonds

 

Links from the patron only episode:

 

Patreon outtakes:

https://www.patreon.com/posts/61533270

 

Grandparents Purchasing Bonds for Grandchildren:

https://finance.zacks.com/can-grandparents-buy-ee-savings-bonds-grandchilds-education-6401.html

 

Interview by Ethan Steimel

 
Become a patron:

www.patreon.com/artisticfinance
 
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